Category Archives: Uncategorized

Where to invest – long-distance or local?

By Ben Gosling of Commercial Trust Ltd Some become landlords quite by accident. But for those who make the choice to invest in buy to let property, one of the first decisions they must make is where they will make … Continue reading

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BTL remortgage costs: a guide for landlords

By Ben Gosling of www.commercialtrust.co.uk Switching your buy to let mortgage can be a good way to cut down on running costs and plan for the future – but remember to take the cost of remortgaging into account. Remortgage activity was … Continue reading

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Pros and cons of a high LTV buy to let mortgage

By Ben Gosling of www.commercialtrust.co.uk The average loan to value (LTV) of a buy to let investment – the ratio between the loan size and the value of the property – tends to sit between 60 and 70%. But some … Continue reading

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What to expect when taking out a BTL mortgage

By Ben Gosling of commercialtrust.co.uk For almost twenty years, people hoping to borrow money in order to be able to invest in rental property have been able to do so with the use of a buy-to-let mortgage. But it is … Continue reading

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A property investor’s guide to buying in a subdued market

By Ben Gosling of commercialtrust.co.uk The recent news that nearly three quarters of properties sold during the first month of 2015 went for less than asking price 1 might prompt the question: is this a buyer’s market? The dip in … Continue reading

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Will my buy-to-let property purchase be regulated?

How new mortgage rules will affect ‘accidental’ landlords By Ben Gosling of Commercial Trust Limited In  new legislation published on 26 January, HM Treasury clarified how it will implement new European mortgage rules, including outlining which buy-to-let mortgages will be … Continue reading

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Getting on to the housing ladder – 5 options you might not have considered

According to recent predictions from a specialist buy-to-let mortgage lender, Kent reliance, the value of the private rented sector will break the £1 trillion barrier in 2015 1.   Indeed, though it is a long way from overtaking it, the … Continue reading

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