Written by Simon Gilvey.
I’d like to introduce myself; I’m Simon Gilvey, director of Broadland Consultant Ltd independent mortgage and financial advisors.
We’ve been business partners with Pymm and Co for over five years, providing their clients with a not only the whole of market mortgage advice that you would expect from an estate agency, but also a full financial planning service which covers a wide range of advice such as insurances, buy to let properties, commercial finance, investment and pensions.
As you’ve probably seen in the press recently, mortgage rates are the lowest they’ve been in the last 10 years, and in some parts of the country its now cheaper monthly to buy than rent.
These favourable mortgage rates are a bonus for people looking to buy a new home, as they make the cost of owning your own property more affordable. With lenders also offering mortgages with only a 5pc deposit, now is a great time to make that move.
This is also great news for existing home owners with a mortgage, who are not locked into a deal with their existing lenders, as shopping around for a new mortgage product rather than staying on the lenders standard variable rate could result in savings.
We’re great believers that people prefer a more personal, long term service from an advisor who can review all their financial matters, rather than someone just focusing on arranging a new residential mortgage.
At Broadland Consultants we help our clients review the entire market for their mortgage. This includes your own bank or building society.
If you want financial advice in other areas, we can help there too.
You can contact Simon Gilvey at Pymm & Co on 01603 305805.