Author Archives: Homes24

What to expect when taking out a BTL mortgage

By Ben Gosling of commercialtrust.co.uk For almost twenty years, people hoping to borrow money in order to be able to invest in rental property have been able to do so with the use of a buy-to-let mortgage. But it is … Continue reading

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Can you buy to let if you don’t own your own home?

By Ben Gosling of Commercial Trust Whether by choice, through circumstance or because of a mixture of the two, nearly one third of households in the UK today are rented rather than owned outright 1. This 8.3 million households includes … Continue reading

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A property investor’s guide to buying in a subdued market

By Ben Gosling of commercialtrust.co.uk The recent news that nearly three quarters of properties sold during the first month of 2015 went for less than asking price 1 might prompt the question: is this a buyer’s market? The dip in … Continue reading

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Will my buy-to-let property purchase be regulated?

How new mortgage rules will affect ‘accidental’ landlords By Ben Gosling of Commercial Trust Limited In  new legislation published on 26 January, HM Treasury clarified how it will implement new European mortgage rules, including outlining which buy-to-let mortgages will be … Continue reading

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Getting on to the housing ladder – 5 options you might not have considered

According to recent predictions from a specialist buy-to-let mortgage lender, Kent reliance, the value of the private rented sector will break the £1 trillion barrier in 2015 1.   Indeed, though it is a long way from overtaking it, the … Continue reading

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Homeowners should be wary of rate rises – but shouldn’t panic

The Money Advice Service released a warning on 2 October that suggested as many as a fifth of UK homeowners would struggle to cover their repayments in the event of an increase in interest rates (1). The warning comes after … Continue reading

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Homeowners should be wary of rate rises – but shouldn’t panic

By Ben Gosling of TurnKey Mortgages The Money Advice Service released a warning on 2 October that suggested as many as a fifth of UK homeowners would struggle to cover their repayments in the event of an increase in interest … Continue reading

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