Category Archives: Uncategorized

Will the new stamp duty rules affect you?

By Ben Gosling of Commercial Trust The proposed framework for the higher stamp duty rate for additional property purchases is more complicated than it seems at first glance. Find out if the new rules will affect you. From 1 April … Continue reading

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Investing in HMO property – what you need to know

By Ben Gosling of www.commercialtrust.co.uk Find out everything what you need to know to invest in your first HMO property: the cash flow benefits, possible planning restrictions, licensing laws and how to obtain finance. What is a house in multiple … Continue reading

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Where to invest – long-distance or local?

By Ben Gosling of Commercial Trust Ltd Some become landlords quite by accident. But for those who make the choice to invest in buy to let property, one of the first decisions they must make is where they will make … Continue reading

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BTL remortgage costs: a guide for landlords

By Ben Gosling of www.commercialtrust.co.uk Switching your buy to let mortgage can be a good way to cut down on running costs and plan for the future – but remember to take the cost of remortgaging into account. Remortgage activity was … Continue reading

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Investing in buy-to-let as a business

By Ben Gosling of commercialtrust.co.uk Most landlords are in agreement that buy-to-let is a business, but how many have considered entering the market as a business? Read about the pros and cons of setting up a limited company to invest … Continue reading

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Pros and cons of a high LTV buy to let mortgage

By Ben Gosling of www.commercialtrust.co.uk The average loan to value (LTV) of a buy to let investment – the ratio between the loan size and the value of the property – tends to sit between 60 and 70%. But some … Continue reading

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What next for UK landlords?

By Ben Gosling of Commercial Trust Ltd Now that the election has passed and the course is set for five years under an unexpected Conservative majority, landlords will be turning their attention to the future. Buyer reticence affected some areas of the housing … Continue reading

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